/**
 * PVG Ärzte – Kosten & Altersvorsorge RC3
 * Isolated, mobile-first styles. No selectors escape .pvg-costs.
 */
.pvg-costs {
  --pvg-costs-primary: var(--pvg-lp-color-primary, #00498e);
  --pvg-costs-accent: var(--pvg-lp-color-secondary, #58bd9c);
  --pvg-costs-accent-dark: #176f5a;
  --pvg-costs-ink: #14293b;
  --pvg-costs-muted: #526a7f;
  --pvg-costs-surface: #fff;
  --pvg-costs-tint: #f5fbf9;
  --pvg-costs-soft: #f7fafc;
  --pvg-costs-border: #dceaf6;
  --pvg-costs-focus: var(--pvg-lp-color-focus, #ffbf47);
  --pvg-costs-radius: 30px;
  --pvg-costs-shadow: 0 22px 56px rgb(0 73 142 / 8%);
  color: var(--pvg-costs-ink);
  background: var(--pvg-costs-surface);
  container: pvg-costs / inline-size;
  font-family: "Open Sans", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  overflow: clip;
}

.pvg-costs *, .pvg-costs *::before, .pvg-costs *::after { box-sizing: border-box; }
.pvg-costs :where(h2, h3, h4, p, ul) { margin-block: 0; }
.pvg-costs svg { display: block; fill: none; stroke: currentColor; stroke-linecap: round; stroke-linejoin: round; stroke-width: 2; }
.pvg-costs__container { width: min(100%, 80rem); margin-inline: auto; padding: clamp(4rem, 8vw, 7rem) clamp(1rem, 4vw, 2.5rem); }
.pvg-costs__header, .pvg-costs__subheader { display: grid; max-width: 72rem; gap: 1.15rem; }
.pvg-costs__eyebrow, .pvg-costs__label, .pvg-costs__cta-kicker { color: var(--pvg-costs-accent-dark); font-size: .78rem; font-weight: 850; letter-spacing: .065em; line-height: 1.35; text-transform: uppercase; }
.pvg-costs__eyebrow, .pvg-costs__cta-kicker { justify-self: start; padding: .45rem .8rem; border: 1px solid rgb(88 189 156 / 38%); border-radius: 999px; background: rgb(88 189 156 / 14%); }
.pvg-costs__title { max-width: 25ch; color: var(--pvg-costs-primary); font-size: clamp(2.25rem, 6vw, 3.5rem); font-weight: 750; letter-spacing: -.035em; line-height: 1.08; text-wrap: balance; }
.pvg-costs__intro { display: grid; max-width: 74ch; gap: .75rem; }
.pvg-costs__intro p, .pvg-costs__subheader > p:not(.pvg-costs__eyebrow) { color: var(--pvg-costs-muted); font-size: clamp(1.0625rem, 2vw, 1.2rem); line-height: 1.62; }
.pvg-costs h3 { color: var(--pvg-costs-primary); font-size: clamp(1.75rem, 4vw, 2.35rem); font-weight: 700; letter-spacing: -.025em; line-height: 1.15; text-wrap: balance; }
.pvg-costs h4 { color: var(--pvg-costs-primary); font-size: clamp(1.25rem, 2.5vw, 1.5rem); font-weight: 700; line-height: 1.25; }
.pvg-costs__quick, .pvg-costs__notice { display: grid; grid-template-columns: 3rem minmax(0, 1fr); gap: 1rem; margin-block-start: clamp(2rem, 4vw, 3rem); padding: clamp(1.35rem, 3vw, 2rem); border: 1px solid rgb(88 189 156 / 34%); border-left: 5px solid var(--pvg-costs-accent); border-radius: var(--pvg-costs-radius); background: linear-gradient(135deg, var(--pvg-costs-tint), #fff); }
.pvg-costs__quick > div, .pvg-costs__notice > div { display: grid; gap: .7rem; }
.pvg-costs__quick p:not(.pvg-costs__label), .pvg-costs__notice p:not(.pvg-costs__label), .pvg-costs__key p:not(.pvg-costs__label), .pvg-costs__advisory p:not(.pvg-costs__label), .pvg-costs__card p { color: var(--pvg-costs-muted); font-size: 1.0625rem; line-height: 1.6; }
.pvg-costs__icon, .pvg-costs__tab-icon { display: grid; width: 3rem; height: 3rem; place-items: center; border: 1px solid rgb(88 189 156 / 34%); border-radius: .875rem; background: rgb(88 189 156 / 13%); color: var(--pvg-costs-accent-dark); }
.pvg-costs__icon svg, .pvg-costs__tab-icon svg { width: 1.5rem; height: 1.5rem; }
.pvg-costs__key, .pvg-costs__advisory { display: grid; gap: .8rem; margin-block-start: clamp(2rem, 4vw, 3rem); padding: clamp(1.5rem, 4vw, 2.5rem); border: 1px solid var(--pvg-costs-border); border-radius: var(--pvg-costs-radius); background: var(--pvg-costs-surface); box-shadow: var(--pvg-costs-shadow); }
.pvg-costs__key { border-block-start: 5px solid var(--pvg-costs-accent); }
.pvg-costs__advisory { background: linear-gradient(135deg, var(--pvg-costs-tint), #fff); }
.pvg-costs__topics, .pvg-costs__decision, .pvg-costs__summary, .pvg-costs__expert-cta { margin-block-start: clamp(3.5rem, 8vw, 6rem); }
.pvg-costs__tablist { display: grid; gap: 1rem; margin-block-start: 1.75rem; }
.pvg-costs__tab { display: grid; grid-template-columns: 3rem minmax(0, 1fr); gap: 1rem; align-items: center; min-height: 5.5rem; padding: 1rem 1.25rem; border: 1px solid var(--pvg-costs-border); border-radius: 20px; color: var(--pvg-costs-ink); background: var(--pvg-costs-surface); font: inherit; text-align: left; cursor: pointer; box-shadow: 0 12px 32px rgb(0 73 142 / 5%); }
.pvg-costs__tab > span:last-child { display: grid; gap: .25rem; }
.pvg-costs__tab small { color: var(--pvg-costs-accent-dark); font-size: .75rem; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; }
.pvg-costs__tab strong { color: var(--pvg-costs-primary); font-size: 1.0625rem; line-height: 1.3; }
.pvg-costs__tab.is-active { border-color: var(--pvg-costs-accent); background: var(--pvg-costs-tint); box-shadow: inset 0 0 0 1px var(--pvg-costs-accent); }
.pvg-costs__panel { margin-block-start: 1.5rem; }
.pvg-costs__panel[hidden] { display: none; }
.pvg-costs__orientation { display: grid; gap: 1.5rem; padding: clamp(1.5rem, 4vw, 2.5rem); border: 1px solid var(--pvg-costs-border); border-radius: var(--pvg-costs-radius); background: var(--pvg-costs-soft); }
.pvg-costs__orientation-copy { display: grid; gap: .8rem; }
.pvg-costs__orientation-copy > p:not(.pvg-costs__label) { color: var(--pvg-costs-muted); font-size: 1.0625rem; line-height: 1.6; }
.pvg-costs__factor-grid, .pvg-costs__retirement-grid, .pvg-costs__decision-grid { display: grid; gap: 1rem; }
.pvg-costs__card { display: grid; min-width: 0; align-content: start; gap: .9rem; padding: clamp(1.5rem, 3vw, 2.25rem); border: 1px solid var(--pvg-costs-border); border-radius: 30px; background: var(--pvg-costs-surface); box-shadow: 0 16px 44px rgb(0 73 142 / 7%); }
.pvg-costs__retirement-grid { margin-block-start: 0; }
.pvg-costs__summary { display: grid; gap: 1rem; padding: clamp(1.5rem, 4vw, 2.5rem); border: 1px solid rgb(88 189 156 / 35%); border-radius: var(--pvg-costs-radius); background: var(--pvg-costs-tint); }
.pvg-costs__summary ul { display: grid; gap: .65rem; margin: 0; padding: 0; list-style: none; }
.pvg-costs__summary li { position: relative; padding-inline-start: 1.75rem; color: var(--pvg-costs-muted); font-size: 1.0625rem; line-height: 1.55; }
.pvg-costs__summary li::before { position: absolute; inset: .05rem auto auto 0; color: var(--pvg-costs-accent-dark); font-weight: 900; content: "✓"; }
.pvg-costs__expert-cta { width: min(100%, 75rem); margin-inline: auto; padding: clamp(1rem, 3vw, 1.75rem); border-radius: 32px; background: linear-gradient(180deg, #00498e 0%, #0a559e 100%); box-shadow: 0 20px 60px rgb(0 54 107 / 12%); }
.pvg-costs__cta-layout { display: grid; gap: clamp(2rem, 5vw, 3.5rem); padding: clamp(1.5rem, 4vw, 3rem); border: 1px solid var(--pvg-costs-border); border-radius: 30px; background: #fff; box-shadow: 0 16px 44px rgb(0 54 107 / 10%); transition: box-shadow 200ms ease; }
.pvg-costs__cta-main, .pvg-costs__cta-results { display: grid; gap: clamp(1.25rem, 2vw, 1.65rem); align-content: start; }
.pvg-costs__cta-main > *, .pvg-costs__cta-results > *, .pvg-costs__cta-result > * { margin: 0; }
.pvg-costs__expert { display: grid; grid-template-columns: 5.75rem minmax(0, 1fr); gap: 1.125rem; align-items: center; }
.pvg-costs__expert img { display: block; width: 5.75rem; height: 5.75rem; aspect-ratio: 1; object-fit: cover; object-position: center 18%; border: 2px solid var(--pvg-costs-accent); border-radius: 50%; background: var(--pvg-costs-tint); }
.pvg-costs__expert p { display: grid; gap: .2rem; }
.pvg-costs__expert strong { color: var(--pvg-costs-primary); font-size: 1.125rem; }
.pvg-costs__expert span { color: var(--pvg-costs-muted); font-size: .95rem; font-weight: 700; }
.pvg-costs__expert-cta h3 { max-width: 20ch; font-size: clamp(2rem, 5vw, 2.875rem); line-height: 1.08; }
.pvg-costs__cta-copy { max-width: 58ch; color: var(--pvg-costs-muted); font-size: clamp(1.0625rem, 2vw, 1.1875rem); line-height: 1.6; }
.pvg-costs__button { display: inline-flex; min-height: 4.25rem; align-items: center; justify-content: center; padding: 1rem 1.5rem; border: 2px solid #287f66; border-radius: 999px; color: #fff; background: #287f66; box-shadow: 0 .6rem 1.35rem rgb(40 127 102 / 20%); font-size: 1.125rem; font-weight: 700; text-align: center; text-decoration: none; }
.pvg-costs__cta-results-kicker { color: var(--pvg-costs-accent-dark); font-size: .75rem; font-weight: 850; letter-spacing: .055em; line-height: 1.3; text-transform: uppercase; }
.pvg-costs__cta-result-grid { display: grid; gap: 1rem; }
.pvg-costs__cta-result { display: grid; min-width: 0; grid-template-columns: 3rem minmax(0, 1fr); gap: .9rem; align-items: center; padding: clamp(1.15rem, 2vw, 1.5rem); border: 1px solid var(--pvg-costs-border); border-radius: 18px; background: #fff; }
.pvg-costs__cta-result-icon { display: grid; width: 3rem; height: 3rem; place-items: center; border: 1px solid rgb(88 189 156 / 28%); border-radius: 13px; color: var(--pvg-costs-accent); background: var(--pvg-costs-tint); }
.pvg-costs__cta-result-icon svg { width: 1.5rem; height: 1.5rem; }
.pvg-costs__cta-result h4 { font-size: 1.125rem; line-height: 1.3; }
.pvg-costs__reviews { display: grid; overflow: hidden; border: 1px solid #dceaf6; border-radius: 1.125rem; background: #fff; box-shadow: 0 .5rem 1.5rem rgb(0 73 142 / 5%); }
.pvg-costs__reviews a { display: grid; grid-template-columns: 2.25rem minmax(0, 1fr); min-width: 0; min-height: 4.625rem; gap: .625rem; align-items: center; padding: .5rem .75rem; color: var(--pvg-costs-primary); text-decoration: none; }
.pvg-costs__reviews a + a { border-block-start: 1px solid var(--pvg-costs-border); }
.pvg-costs__review-logo { display: block; width: 2.25rem; height: 2.25rem; color: var(--pvg-costs-accent); fill: none; stroke: currentColor; stroke-linecap: round; stroke-linejoin: round; stroke-width: 2; }
.pvg-costs__review-logo--google { stroke: none; }
.pvg-costs__review-copy { display: grid; min-width: 0; gap: .1rem; }
.pvg-costs__reviews strong { overflow: hidden; color: var(--pvg-costs-primary); font-size: .875rem; font-weight: 700; line-height: 1.2; text-overflow: ellipsis; white-space: nowrap; }
.pvg-costs__review-stars { color: #b48a20; font-size: .8125rem; letter-spacing: .035em; line-height: 1.15; }
.pvg-costs__review-copy > span:last-child { color: var(--pvg-costs-muted); font-size: .75rem; line-height: 1.25; }
.pvg-costs__next { display: grid; grid-template-columns: minmax(0, 1fr) 2rem; gap: 1rem; align-items: center; margin-block-start: 2.5rem; padding: 1.5rem; border: 1px solid var(--pvg-costs-border); border-radius: 20px; color: var(--pvg-costs-primary); text-decoration: none; }
.pvg-costs__next > span { display: grid; gap: .25rem; }
.pvg-costs__next small { color: var(--pvg-costs-accent-dark); font-weight: 800; letter-spacing: .06em; text-transform: uppercase; }
.pvg-costs__next strong { font-size: 1.2rem; }
.pvg-costs__next span span { color: var(--pvg-costs-muted); line-height: 1.5; }
.pvg-costs__next svg { width: 1.75rem; height: 1.75rem; }
#pvg-costs-summary-title.pvg-costs__visually-hidden { position: absolute; width: 1px; height: 1px; padding: 0; margin: 0; border: 0; white-space: nowrap; clip: rect(0 0 0 0); }
.pvg-costs :where(a, button, [tabindex="0"]):focus-visible { outline: 3px solid var(--pvg-costs-focus); outline-offset: 3px; }

@container pvg-costs (min-width: 42rem) {
  .pvg-costs__tablist, .pvg-costs__factor-grid, .pvg-costs__decision-grid, .pvg-costs__reviews { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .pvg-costs__reviews a + a { border-block-start: 0; border-inline-start: 1px solid var(--pvg-costs-border); }
}

@container pvg-costs (min-width: 64rem) {
  .pvg-costs__retirement-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .pvg-costs__orientation { grid-template-columns: minmax(0, 1.05fr) minmax(0, .95fr); }
  .pvg-costs__container { padding-block: 4rem 7rem; }
  .pvg-costs__header { gap: 1.125rem; }
  .pvg-costs__subheader { gap: 1.35rem; }
  .pvg-costs__topics, .pvg-costs__decision, .pvg-costs__summary, .pvg-costs__expert-cta { margin-block-start: 5rem; }
  .pvg-costs__intro p, .pvg-costs__subheader > p:not(.pvg-costs__eyebrow), .pvg-costs__quick p:not(.pvg-costs__label), .pvg-costs__notice p:not(.pvg-costs__label), .pvg-costs__key p:not(.pvg-costs__label), .pvg-costs__advisory p:not(.pvg-costs__label), .pvg-costs__card p, .pvg-costs__orientation-copy > p:not(.pvg-costs__label), .pvg-costs__summary li { font-size: 1.125rem; line-height: 1.7; }
  .pvg-costs h3 { font-size: 2.5rem; line-height: 1.15; }
  .pvg-costs h4 { font-size: 1.5rem; font-weight: 700; line-height: 1.3; }
  .pvg-costs__card { height: 100%; gap: 1rem; padding: 2.25rem; }
  .pvg-costs__decision-grid { margin-block-start: 2.25rem; }
  .pvg-costs__decision-grid .pvg-costs__card h4 { min-block-size: 2.6em; }
  .pvg-costs__cta-layout { grid-template-columns: minmax(0, 1.08fr) minmax(0, 1fr); padding: clamp(2.5rem, 4vw, 3.5rem); }
  .pvg-costs__cta-main { gap: calc(1.65rem + 10px); }
  .pvg-costs__cta-results { gap: calc(1.25rem + 10px); }
  .pvg-costs__expert-cta h3 { font-size: 2.875rem; line-height: 1.08; }
  .pvg-costs__cta-copy { font-size: 1.125rem; line-height: 1.7; }
}

@media (hover: hover) and (pointer: fine) {
  .pvg-costs__card, .pvg-costs__tab, .pvg-costs__next { transition: border-color 200ms ease, box-shadow 200ms ease, transform 200ms ease; }
  .pvg-costs__card:hover { border-color: rgb(88 189 156 / 66%); box-shadow: 0 16px 34px rgb(0 73 142 / 9%); transform: translateY(-3px); }
  .pvg-costs__tab:hover, .pvg-costs__next:hover { border-color: var(--pvg-costs-accent); box-shadow: 0 18px 44px rgb(0 73 142 / 10%); transform: translateY(-2px); }
  .pvg-costs__button:hover { color: #fff; background: #23775f; border-color: #23775f; }
  .pvg-costs__reviews a { transition: background-color 180ms ease; }
  .pvg-costs__reviews a:hover { background: var(--pvg-costs-tint); }
  .pvg-costs__cta-layout:hover { box-shadow: 0 18px 48px rgb(0 54 107 / 13%); }
}

@media (prefers-reduced-motion: reduce) {
  .pvg-costs *, .pvg-costs *::before, .pvg-costs *::after { scroll-behavior: auto; transition-duration: .01ms; }
}

@media (max-width: 30rem) {
  .pvg-costs__quick, .pvg-costs__notice { grid-template-columns: 1fr; }
  .pvg-costs__expert { grid-template-columns: 4.5rem minmax(0, 1fr); }
  .pvg-costs__expert img { width: 4.5rem; height: 4.5rem; }
}